Electronic banking under monetary and banking law 23/09

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KARROUM NESRINE, CHEIFA BADIAA

Abstract

The aim of this study is to introduce and highlight electronic banking, including its concept, advantages, disadvantages, and types. The study also seeks to
examine the state of electronic banking in Algeria, particularly after the issuance of the new Monetary and Banking Law 23-09, which authorized the
establishment of digital banks. It further addresses the Bank of Algeria's Regulation 24-04, which outlines the specific conditions for licensing, founding,
and authorizing digital banking activities. The study also investigates the availability of suitable conditions and requirements for the success of this type
of banking in Algeria.

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